In which context would you most likely encounter usury?

Usury refers to the practice of lending money at unreasonably high-interest rates, often exceeding the legal limit set by law. In this context, high-interest loans are particularly associated with usurious practices as they can exploit borrowers who may have limited access to credit. Such loans are often characterized by exorbitant interest rates that can lead to a cycle of debt.

In comparison, community loans typically offer more favorable terms and seek to support local community members. Personal savings focus on accumulating interest on deposits, which is a different aspect of finance. Investment banking involves complex financial transactions and can include lending, but it is more about managing investments and facilitating capital markets rather than focusing on individual lending situations like that of usurious loans. Thus, the scenario most directly linked to usury is high-interest loans, where the exploitation of borrowers through excessive fees or interest is prevalent.